happy teens

A CRFCU Teen Checking Account is specially designed to help teens (13-17) learn how to responsibly manage money. With no monthly service fees or minimum balance, it’s a great way to get introduced to financial responsibility. 

With a Teen Checking account you will receive:

  • Early access to your paycheck with Direct Deposit 
  • Access to over 30 Shared Branch locations around the Capital Region 
  • Free access to over 85,000 ATMs including CVS, Target and Walgreens
  • State-of-the-art mobile app with the ability to deposit checks using your camera 
  • A debit card with on/off features in case you misplace it  

Teens who learn how important it is to be responsible with their money today are more likely to make good financial decisions tomorrow. At the age of 18, you will automatically upgrade to a  Community FREE Checking account and have all the benefits of an adult checking account.



CRFCU Free Teen Checking

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Perfect for… Those who manage accounts electronically, and love a bunch of free  
Minimum to Open $0  
Minimum Balance No  
Monthly Fee No  
Earns Dividends No  
Per Check Fee No  
Direct Deposit Available Yes  
Savings Overdraft (Member Privilege) N/A  
 Free ATM Access Yes (unlimited free access at CRFCU and COOP ATMs, all others 8 free per month)  
Debit Card Yes (age 15 and up with parental co-signer)  
Free Online & Mobile Banking Yes  
Free Checks No  
Shared Branching Access Yes  


Ready to switch checking accounts to Community Resource FCU?

Come in and talk with one of our Financial Services Representatives today.


Please note that this account requires a parent or guardian co-owner, and both the adult and teen must visit an CRFCU branch together to open the account. Please ask your teen to bring their driver’s license or school ID with them.