Member Share Savings
Member Share Savings
Your primary Savings Account is the foundation of your credit union membership. When you open a primary Savings Account you’re not just a new member; you’re a new owner. Once you have opened your account, all of the services that Community Resource Federal Credit Union has to offer are at your fingertips.
- Only $5 to open account
- No monthly service fees
- Earn dividends on average daily balance of $100 or more
- Insured by NCUA
Open your account today!
Certificates of Deposit (CDs)
Certificates are a good way to save and earn money over time- between 6 to 60 months- you can receive a higher dividend rate than with a traditional online savings account and are insured up to at least $250,00 by NCUA. The minimum deposit amount can range from $25 to $500. When your certificate matures, it can be cashed in or automatically renewed based on your investment goals.
Speak to a Financial Service Representative by calling 518-783-2211 for all available options or click below to learn more.
Start saving automatically with a SaveUp Account
Enroll in a SaveUp account and when you make everyday purchases with your CRFCU debit card or check, we’ll:
- Round up your purchase to the nearest dollar amount
- Transfer the difference directly to your SaveUp account.
- Earn interest once you reach $100.
- Track your savings in Online or Mobile Banking.
Money Market Accounts
Like your regular savings account, Money Markets are safe, insured and offer easy access for deposits and withdrawals. Money Market Accounts also offer distinct advantages over regular savings, including higher dividend rates and accessibility to your funds. If you want to earn more dividends and still have easy account access, a Money Market may be for you. Speak with a Financial Service Representative by calling 518-783-2211 for all available options or click below to learn more.
Individual Retirement Accounts (IRAs) Savings
No matter where you are in life, saving now with an IRA can better prepare you for your future. Whether you are beginning your career, planning for your family, or you are about to retire, it’s never too late to start saving with a Traditional IRA Savings or Roth IRA Savings. To learn more about how a CRFCU IRA can help boost your retirement plans, click below.
Individual Retirement Accounts (IRA) Certificates
IRA Certificates are deposits that are similar to bank CDs. These accounts require you to keep your money invested for a set period of time, called the term. In return, you’ll receive a higher rate of interest than in a regular IRA savings account. The term for IRA Certificates ranges between six (6) months and five (5) years with longer terms paying higher interest. Learn more about our IRA CD’s by clicking below.