Community Resource Federal Credit Union
Community Resource Federal Credit Union

Debit Card

Community Resource VISA® Debit Card offers the ultimate in convenience!

Community Resource members who open a checking account can also apply for a Community Resource FCU Visa® Debit Card. This card can be used for cash access at ATM machines and is a convenient alternative to using a checkbook. Your free Debit Card is the perfect way to pay for almost everything, every day – online and in stores.

Begin your hassle-free journey today!

You’re in the Driver’s Seat with Debit Card Controls

Your Visa® Debit Card is also extremely versatile;

it can be used at over 100 local ATMs including Walgreens, CVS and Speedway. Our entire network has 85,000 free free ATMs nationwide.

Additional benefits include:

  • Instant access card – if you lose your card, drop by a branch and get it replaced
  • Remote control access – turn your card on or off in case you misplace it or suspect fraud.
  • No annual fees
  • No interest charges
  • EMV chip for added security
  • Accepted worldwide

Make Quick & Secure Debit Card Purchases – Without the Card!

Conveniently stored in your smart phone, your “digital wallet” eliminates the need to swipe or insert your card, making your checkout experiences easier than ever.

You can enroll your debit card into the Apple Pay, Google Pay, or Samsung Pay apps for contactless payment.

The Difference Between “Debit or Credit”

What is the Difference?

Debit – If you choose this option, the transaction is processed through the ATM network and you may be required to enter your personal identification number (PIN).

Credit – When you use this option, the transaction is processed through the VISA® network. Although, there is little difference, this option actually helps your credit union and other members because VISA® transactions are more efficient and less costly than ATM transactions.

Sometimes, merchants do not offer the consumer the option of Debit or Credit. No worries. The transaction will still process fine!

So, the next time you are asked, help your credit union and say “CREDIT”!!

Google Pay

Google Pay

Samsung Pay

Samsung Pay

The Difference Between “Debit or Credit”

When asked this question, the merchant is simply asking how you would like the transaction processed. No matter what your response, the transaction will be deducted from your checking account. Some merchants only have one way to process transactions and, therefore, do not give you this choice.

So, the next time you are asked, help your credit union and say “CREDIT”!!

To activate your card:

Call 518.783.2211 or 1.800.567.3451.

Lost Card:

During business hours 518-783-2211. After hours call 1-800-554-8969.

Lost Personal Identification Number (PIN):


Fraud Department Return Call Phone Number:

If we suspect your card has been fraudulently used, we will call you, The number we will call from is 866-750-9107.


If you are traveling, please call us at 518-783-2211 so we may document your account.