First Time Car Buyer
Limited or no credit? No worries!
You want to buy a car but have limited or no credit history. We offer first time auto buyers who don’t have any car buying experience, a loan that is perfect for building credit history. Why? Because you need a car, and you deserve to have us by your side to navigate the road.
Benefits include:
- No co-borrower required
- Membership Pays Discount of .25%
- Finance up to 100% of NADA Retail Value
- Term up to 72 months
We offer affordable payments, flexible terms, and fast approvals.
Vehicle Loan Rates**
| TERM | 24 Mo APR* | 36 Mo APR* | 48 Mo APR* | 60 Mo APR* | 72 Mo APR* | 84 Mo APR* |
|---|---|---|---|---|---|---|
| 2018 & newer | 4.99% | 4.99% | 4.99% | 5.44% | 5.74% | 6.94% |
| 2015 - 2017 | 5.84% | 6.24% | 6.44% | 6.64% | 6.99% | 6.24% |
| 2011 - 2014 | 8.44% | 8.74% | 9.14% | NA | NA | NA |