Community Resource Federal Credit Union
Community Resource Federal Credit Union

First Time Car Buyer

Limited or no credit? No worries!

You want to buy a car but have limited or no credit history. We offer first time auto buyers who don’t have any car buying experience, a loan that is perfect for building credit history. Why? Because you need a car, and you deserve to have us by your side to navigate the road.

Benefits include:

  • No co-borrower required
  • Membership Pays Discount of .25%
  • Finance up to 100% of NADA Retail Value
  • Term up to 72 months

We offer affordable payments, flexible terms, and fast approvals.

Vehicle Loan Rates**

TERM24 Mo APR*36 Mo APR*48 Mo APR*60 Mo APR*72 Mo APR*84 Mo APR*
2017 & newer3.74%
3.84%
4.04%4.24%
4.54%
5.54%
2014 - 20164.94%
4.94%
5.04%
5.24%
5.64%
NA
2010 - 20137.64%7.84%8.04%NANANA
Carvana

Carvana

7 Day Money Back Guarantee

Discover the convenience and security of a completely hands-free used car buying experience, with a 7-day money back guarantee on all vehicles to ensure satisfaction.