Community Resource Federal Credit Union
Community Resource Federal Credit Union

First Time Car Buyer

Limited or no credit? No worries!

You want to buy a car but have limited or no credit history. We offer first time auto buyers who don’t have any car buying experience, a loan that is perfect for building credit history. Why? Because you need a car, and you deserve to have us by your side to navigate the road.

Benefits include:

  • No co-borrower required
  • Membership Pays Discount of .25%
  • Finance up to 100% of NADA Retail Value
  • Term up to 72 months

We offer affordable payments, flexible terms, and fast approvals.

Vehicle Loan Rates**

TERM24 Mo APR*36 Mo APR*48 Mo APR*60 Mo APR*72 Mo APR*84 Mo APR*
2018 & newer4.14%4.24%4.54%4.74%5.14%6.14%
2015 - 20175.44%5.54%5.74%6.04%6.24%NA
2011 - 20148.14%8.24%8.44%NANANA