First Time Car Buyer
Limited or no credit? No worries!
You want to buy a car but have limited or no credit history. We offer first time auto buyers who don’t have any car buying experience, a loan that is perfect for building credit history. Why? Because you need a car, and you deserve to have us by your side to navigate the road.
- No co-borrower required
- Membership Pays Discount of .25%
- Finance up to 100% of NADA Retail Value
- Term up to 72 months
We offer affordable payments, flexible terms, and fast approvals.
Vehicle Loan Rates**
|TERM||24 Mo APR*||36 Mo APR*||48 Mo APR*||60 Mo APR*||72 Mo APR*||84 Mo APR*|
|2018 & newer||4.99%||4.99%||4.99%||5.44%||5.74%||6.94%|
|2015 - 2017||5.84%||6.24%||6.44%||6.64%||6.99%||6.24%|
|2011 - 2014||8.44%||8.74%||9.14%||NA||NA||NA|