Community Resource Federal Credit Union
Community Resource Federal Credit Union

First Time Car Buyer

Limited or no credit? No worries!

You want to buy a car but have limited or no credit history. We offer first time auto buyers who don’t have any car buying experience, a loan that is perfect for building credit history. Why? Because you need a car, and you deserve to have us by your side to navigate the road.

Benefits include:

  • No co-borrower required
  • Membership Pays Discount of .25%
  • Finance up to 100% of NADA Retail Value
  • Term up to 72 months

We offer affordable payments, flexible terms, and fast approvals.

Vehicle Loan Rates**

TERM24 Mo APR*36 Mo APR*48 Mo APR*60 Mo APR*72 Mo APR*84 Mo APR*
2019 & newer4.99%5.24%5.44%5.74%5.99%7.49%
2016 - 20186.49%6.69%6.89%7.39%7.49%NA
2012 - 20158.99%9.49%9.79%NANANA

** Rate includes Membership Pays discount. Membership Pay =.25% rate discount with Automatic Payment from a Community Resource FCU Checking Account.