You Serve Us, So Let Us Serve You.
Your job is tough, but your banking doesn’t have to be. The vital role that you play in our community is very much appreciated and respected. That’s why it’s our pleasure to salute our Community Heroes, by offering special rates to those who selflessly work to enrich the lives of their families and neighbors.
- Discount on Fixed Loans
- Bonus on Share Certificates
Let Us Say Thank You
Start taking advantage of our Community Heroes discounts by clicking the button below!
Each morning, firefighters throughout the Capital District arrive at their fire stations committed to serve and prepared to rescue. We appreciate your heroics. Qualifications: Paid & Volunteer town, city or village firefighters, NYS Fire Investigators with State ID and Wildland Firefighters with a valid US Bureau of Land Management Red Card may.
Emergency Medical Services
First Responders are on the front lines working to save lives and protect our community. We want to extend our sincere appreciation. Qualifications: Emergency Medical Technician (EMT) with a verifiable credential that is valid and New York State Certified First Responder with a valid ID.
Law Enforcement/Corrections Officer
Thank you for your protection, courage and sacrifice. We appreciate all the times you left your family and the risk you take to protect us. Qualifications: The designation of Law Enforcement Officer is an individual who can enforce local, state or federal laws.
Our military service members have put their lives on the line to protect the freedoms we enjoy. We honor you! Qualifications: Active and retired military members.
Police, fire, and ambulance dispatchers serve as the critical link between people in distress and the emergency services they need at a moment’s notice to protect life and property. Thank you for remaining calm under pressure and skillfully gathering and conveying the key pieces of information that police, fire and EMS need to be ready when they arrive on scene.
Military and First Responders put everything on the line when it comes to keeping us safe.
Your service to our community and country means so much. For all your hard work, dedication and patriotism, we would like to say “Thank You” with the following offers.
All Veterans and First Responder personnel will receive:
- a .25% rate discount on all Auto, RV, Boat, Powersports, and Personal Lines/Loans
- a .25% rate increase on all Share Certificates (unless otherwise noted)
- up to $1,000 for closing costs on Home Equity Products
US Military Personnel: RETIRED, ACTIVE, RESERVE AND GUARD are eligible for this discount.
Law Enforcement Officers: The designation of Law Enforcement Officer is an individual who can enforce local, state or federal laws.
Firefighters: Professional TOWN, CITY or VILLAGE Firefighters and Volunteer firefighters that are not in a probationary status can obtain the discount. NYS Fire Investigators with State ID and Wildland Firefighters with a valid US Bureau of Land Management Red Card may also qualify.
Emergency Medical Personnel: Emergency Medical Technician (EMT) with a verifiable credential that is valid and New York State Certified First Responder with a valid ID.
Make sure you tell your Financial Service Representative if you meet the criteria. CRFCU offers a rate discount on qualifying products and services to members of these professions as a recognition of their service to the community. In certain instances, members may qualify for both law enforcement, firefighter, first responder or military discounts. In such cases, the higher rate discount or benefit will be applied. Two discounts can’t be taken on one account.