LPL Financial

Your financial decisions, including spending, saving, and investing, hold significant sway over the pivotal moments in your life. That’s precisely why our dedicated team invests time in understanding your unique aspirations, priorities, and lifestyle. Regardless of the challenges life presents, we are committed to empowering you with the confidence to embrace your future, knowing that your financial well-being is in capable hands.

Envision a brighter future, one that sustains you for years to come. Our dedicated personal consultant stands ready to craft a customized plan that aligns with your dreams and aspirations. Are you prepared to take the first step towards turning your visions into reality? Let’s embark on this journey together!

How my Journey Began

My journey into the financial world started with a genuine curiosity about how money works—things like the markets, investing, and helping people grow and protect their wealth. That interest quickly turned into a passion, which led me to get licensed in both investments and insurance. Over the years, I’ve built a strong foundation, earning a New York State Life and Health license along with several FINRA licenses (Series 6, 7, 24, 51, 63, and 66), plus an Accredited Investment Fiduciary designation. Now, I get to use that knowledge to support individuals and businesses as they work toward financial stability and success.

Tell Us About Your Experience

I’ve spent nearly 30 years working in finance, all right here in the Capital District. Over the years, I’ve had the chance to work with all kinds of clients, which has given me a deep well of experience to draw from. I got my start at a large financial firm, where I really developed my skills in things like investment strategies, retirement planning, and managing risk. Since then, I’ve continued to grow professionally, including earning my Accredited Investment Fiduciary (AIF®) designation.

What I Offer My Clients

These days, my role as a financial advisor covers a lot—building personalized financial plans, analyzing portfolios, and staying on top of market trends and rule changes. I always aim to give advice that’s thoughtful, timely, and most importantly, in my clients’ best interests. Holding myself to a fiduciary standard means that trust and integrity are at the heart of everything I do—and that’s how I’ve built lasting relationships over the years.

What I Do Outside of Work

Outside of work, I’m an avid cyclist—you’ll often find me out on the back roads or mountain trails with a great group of friends who share the same love for riding. I’ve always appreciated everything the Albany area has to offer, from the Adirondacks and Catskills to summer nights in Saratoga and our vibrant music scene. It’s the kind of place that really helps you keep life in balance and stay grounded.

I live in Guilderland with my wife, Susan, and our three dachshunds who definitely keep things lively. We have four grown kids and three wonderful grandchildren who are the heart of our family.

Giving back to the community is something I really value. I’ve been involved with St. Baldrick’s for years—even shaving my head eight times to help raise money and awareness for childhood cancer. I also ride in the annual Ride for Missing Children and volunteer regularly with the Regional Food Bank. I’m proud to be a longtime member of both the Rotary and the Elks.

At the end of the day, my work as a financial advisor is all about making a positive difference. I’m here to help people navigate their financial journeys with knowledge, care, and a true commitment to their long-term success.

Get to Know Taylor

Taylor is a part-time Client Specialist who plays an important role in supporting Richard and the clients they serve together. Their professional partnership began back in May of 2016, and over the years, they’ve built a strong, collaborative working relationship rooted in trust, communication, and shared commitment to excellent service.

With a deep understanding of LPL’s systems and processes, Taylor brings valuable insight and efficiency to everything she does. Whether she’s assisting with account management, navigating complex systems, or ensuring smooth client experiences, her expertise and attention to detail shine through.

Outside of work, Taylor recently celebrated a joyful milestone—she married her husband, Justin, in October 2024. Together, they live in Rotterdam with their three daughters and two beloved pups, creating a lively, love-filled home. Family is at the heart of everything for Taylor, and that same care and dedication carries into her professional life as well.