Community Resource Federal Credit Union
Community Resource Federal Credit Union

Dividend Checking

Let your money work for you!

Dividend Checking gives you choices for easy and safe money management plus allows you to earn interest on your hard earned money. 

Community Resource Dividend Checking accounts come with:

  • Earn a higher yield
  • Early access to your paycheck with Direct Deposit*
  • VISA® Debit Card with on/off features to prevent fraud
  • Access To Over 30 Local Shared Credit Union Branches
  • Access At Over 100 Local Fee Free ATMs
  • State-of-the-art mobile banking app

Start earning more money today!

Compare our checking accounts to determine the best choice for you.

Free vs Dividend Checking

ItemsFree Checking Dividend Checking
Perfect for… Those who enjoy hassle-free checkingThose who wish let their money work for them
Minimum to Open$1.00$1,000
Minimum Balance RequirementNo$1,000
Monthly FeeNoFee if monthly average daily balance falls below $1,000
Earns DividendsNoYes Earns dividends on an monthly average daily balance of $1,000 or more (calculated daily and paid monthly)
Per Check FeeNoNo
Direct Deposit Available
Overdraft Protection Limit (Member Privilege)$500$500
Free ATM AccessYesYes
Debit CardYesYes
Free Online & Mobile BankingYesYes
Free ChecksNoYes
Shared Branching AccessYesYes

Do you bank elsewhere? It’s easy to bring all your accounts to Community Resource!

Contact a Financial Service Representative or call our office at 518-783-2211.

*Terms and conditions apply.  Please see your credit unoin for details.