Dividend Checking
Let your money work for you!
Dividend Checking gives you choices for easy and safe money management plus allows you to earn interest on your hard earned money.
Community Resource Dividend Checking accounts come with:
- Earn a higher yield
- Early access to your paycheck with Direct Deposit*
- VISA® Debit Card with on/off features to prevent fraud
- Access To Over 30 Local Shared Credit Union Branches
- Access At Over 100 Local Fee Free ATMs
- State-of-the-art mobile banking app
Start earning more money today!
Compare our checking accounts to determine the best choice for you.
Free vs Dividend Checking
| Items | Free Checking | Dividend Checking |
|---|---|---|
| Perfect for… | Those who enjoy hassle-free checking | Those who wish let their money work for them |
| Minimum to Open | $1.00 | $1,000 |
| Minimum Balance Requirement | No | $1,000 |
| Monthly Fee | No | Fee if monthly average daily balance falls below $1,000 |
| Earns Dividends | No | Yes Earns dividends on an monthly average daily balance of $1,000 or more (calculated daily and paid monthly) |
| Per Check Fee | No | No |
| Direct Deposit Available | Yes | Yes |
| Overdraft Protection Limit (Member Privilege) | $500 | $500 |
| Free ATM Access | Yes | Yes |
| Debit Card | Yes | Yes |
| Free Online & Mobile Banking | Yes | Yes |
| Free Checks | No | Yes |
| Shared Branching Access | Yes | Yes |
Do you bank elsewhere? It’s easy to bring all your accounts to Community Resource!
Contact a Financial Service Representative or call our office at 518-783-2211.