Community Resource FCU reserves the right to change the terms, conditions, and notices under which the Community Resource FCU Web Site and Online Secured Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Community Resource FCU Web Site and Online Services constitutes your agreement to all such terms, conditions, and notices.

In no event shall Community Resource FCU be liable for any lost data, use, profits, savings, goodwill, or indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use or your inability to use information contained in this Web Site. Your sole remedy for any damages related to the use of this Web site or information downloaded from this Web site is to discontinue use of this Web site.

Unless otherwise specified, the Community Resource FCU Web Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Community Resource FCU site.

The Community Resource FCU Web site may contain hyperlinks to other sites created and maintained by other organizations. Community Resource FCU does not regularly review materials posted on these linked sites. Community Resource FCU does not endorse the owners of such linked sites, or the products or materials appearing on such linked sites. Any decision of Web site visitors to view any of the linked Web sites is at their own risk. The linked sites are not under the control of Community Resource FCU and Community Resource FCU is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. Community Resource FCU is not responsible for web casting or any other form of transmission received from any linked site nor is Community Resource FCU responsible if the linked site is not working appropriately. Community Resource FCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Community Resource FCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the linked sites. Any dealings with third parties (including advertisers) included within the Community Resource FCU site/services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Community Resource FCU shall not be responsible or liable for any part of any such dealings or promotions.

The documents and graphics appearing in this Web site might include technical inaccuracies, typographical errors, and out-of-date information and use of any and all materials contained in this Web site is at your own risk. Content changes are made without notice and are made as timely as possible.

One option is to add CommunityResourceFCU.com to a list of exceptions or allowed sites. Please review your browser’s help documentation for further instruction. You may have more than one pop-up blocking software running on your computer, i.e. through your browser and a toolbar add-on.

Please be advised that regular email is not secure. Various parts of our Web Site allow you to submit
information to us by email. We strongly suggest that you do not provide personal or account information through email or make a request that sensitive and confidential information be emailed to you. We do have multi-layered security checks and balances in place to protect your personal and
financial information when using our secure online services.

In order to ensure that your email notification does not get caught in spam or junk email filters, you
need to add our email address to your friends list. Every e-mail system is different please review your email provider’s help documentation for instruction.

As a condition of your use of the Community Resource FCU Web Site and Online Secured Services, you will not use the Community Resource FCU Web Site and Online Secured Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Community Resource FCU Web Site and Online Secured Services in any manner which could damage, disable, overburden, or impair any Community Resource FCU Web Site and Online Secured Services (or the network(s) connected to any Community Resource FCU Web Site and Online Secured Services) or interfere with any other party’s use and enjoyment of any Community Resource FCU Web Site and Online Secured Services(s). You may not attempt to gain  unauthorized access to any Community Resource FCU Web Site and Online Secured Services, other accounts, computer systems or networks connected to any Community Resource FCU Web Site and Online Secured Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Community Resource FCU Web Site and Online Secured Services.

Community Resource FCU reserves the right, at its sole discretion, to terminate your access to the Community Resource FCU Web Site and Online Secured Services and the related services or any portion hereof at any time, without notice. Other restrictions may apply.

Community Resource FCU may also terminate or suspend your access to Community Resource FCU Web Site and Online Secured Services for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Community Resource FCU. Upon termination of the Community Resource FCU Web Site and Online Secured Services, your right to use the Community Resource FCU Web Site and Online Secured Services immediately ceases.

Because information is an important part of our business, we understand the importance of the personal information you entrust to us. The following link is the privacy statement of Community Resource Federal Credit Union and its affiliated companies that service or have contact with individual members.

Because information is an important part of our business, we understand the importance of the personal information you entrust to us. The following link is the privacy statement of Community Resource Federal Credit Union and its affiliated companies that service or have contact with individual members.

The types of nonpublic personal information we collect and share depends on the product or service you have with us. This information can include:

• Social Security number and income.
• Account balances and payment history.
• Credit history and credit scores.

There are several ways we collect non-public information about you:

• Applications or other forms for services you request from us; transactions with us or others;
  Consumer reporting agency.
• Transactions with us or others;
• Consumer reporting agency.

We are permitted by law to share your nonpublic information under the following circumstances:

• For our everyday business purposes, with outside companies or non-affiliated third parties that participate with us in supplying products and services to members, such as check printers, with credit bureaus and with government entities in responding to subpoenas and other legal processes.
• You specifically authorize us to share your information;
• To process a transaction you request;
• To prevent actual or potential fraud, unauthorized transactions, claims or other liabilities;
• To protect the integrity and security of your records;
• To comply with federal, state, or local laws, rules, regulations, and other applicable legal
  requirements;
• For our marketing purposes to offer products and services to you. This includes situations where we have entered into agreements with other companies to perform mailing and distribution services. In these situations we require the companies to agree to treat and maintain the privacy of your information with at least the same degree of confidentiality that we employ; and To other companies as joint marketers of financial services that we believe may be of benefit to you. These non-affiliated third party companies are not permitted to use our member information for any purposes other than the services intended. We will share your information with these companies only if they agree to treat it confidentially.

Internally, we restrict access to nonpublic personal information about you to those employees who have
specific business purposes for using it. Our employees are trained on the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that
comply with federal regulations and leading industry practices to safeguard your nonpublic personal
information.

At any time, you can contact us to prevent your information from being shared. You can email us
at [email protected] and include your full name and address. Before opting out,
please consider that by opting out you may be missing out on a chance to learn about some great
opportunities regarding benefits of membership and increasing the value you receive from Community
Resource Federal Credit Union.