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Open a new checking account.

Checking accounts to fit your lifestyle. Choose either our Community Free Checking or Dividend Checking accounts and set up qualifying direct deposit.

Checking accounts you can count on.

We offer a basic, truly free checking account for those that crave the simple, and another account that pays you back in dividends. Our shared branching and ATM networks provide thousands of locations to access your funds. Deposits are federally insured up to $250,000 by the National Credit Union Administration. Our checking accounts have neat futures such as a free Debit Card with Remote Control Access, availability to get your paycheck one day early, fraud text alerts and Mobile Check Deposit. 

Access your checking account wherever you go.

Compare our checking accounts to determine the best choice for you.

CRFCU Free Checking

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CRFCU Dividend Checking

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Perfect for… Those who manage accounts electronically, and love a bunch of free things Those who still prefer to write checks, and wish to earn dividends
Minimum to Open $0 $0
Minimum Balance No $1000
Monthly Fee No No fee if balance remains at or above $1000 (otherwise $10)
Earns Dividends No Yes. Earns dividends on a daily balance of $1000 or more (calculated daily and paid monthly) See Rates
Per Check Fee No No
Direct Deposit Available Yes Yes
Courtesy Pay (Member Privilege) up to $500 up to $500
  Free ATM Access Yes (unlimited free access at CRFCU & COOP ATMs, all others 4 free per month) Yes (unlimited free access at CRFCU and COOP ATMs, all others 8 free per month)
Debit Card Yes Yes
Free Online & Mobile Banking Yes Yes
Free Checks No Yes
Shared Branching Access Yes Yes


Ready to switch checking accounts to Community Resource FCU?

Let us do the work for you!  Stop by your local Community Resource branch to begin the process. A few simple forms and you’ll be on your way.

Re-Order Checks

Re-Order checks online or Contact your local branch