Your new home is waiting

We offer you a wealth of government-sponsored lending options as well as conventional mortgages. To find out more, you can request a consultation.

Check out Mortgages

Use your Equity

Refinance your Mortgage

Types of services available at Community Resource FCU

Fixed-rate

Interest rate stays the same over the life of the mortgage
Makes budgeting easier and more predictable
Terms are available from 10 to 30 years

VA

For eligible veterans, service members, and surviving spouses
No down payment (under certain conditions)
Private mortgage insurance not required
Ceiling on closing costs

Adjustable Rate Mortgages

Initial rate often lower than for fixed-rate mortgages
After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

USDA

For low- to moderate- income rural home buyers.
No down payment required

FHA

For borrowers who may not qualify for a conventional mortgage
Down payments as low as 3.5% of purchase price
One- to four- unit homes eligible
Loan programs for first time home buyers, fixer-upper homes, etc.