Start earning dividends on your hard-earned money.
You’re not one to let your money get lazy. Neither are we. That’s why Community Dividend Checking is right for you. Your money earns dividends even when you’re not thinking about it, like when you’re in the backyard barbecuing or lounging in a chair at camp. Of course, we’ll give you a Visa Debit Card for anytime access because no one can really live without one. Bottom line, your money works harder for you.
- Earn interest at a competitive rate
- Pay bills, transfer money and check activity online and on your mobile device
- Deposit checks using your smartphone’s camera
- Access a CO-OP’s nationwide network of 5,000 shared branch locations and 30,000 fee-free ATMs
- Courtesy Pay covers qualified members who overdraw the account
- Maintain a $1,000 daily balance to avoid a $5 monthly service fee
If you are looking for a Totally Free Checking Account with many benefits, then look no further! Whether you want an account with no hidden fees or are looking for a fresh start, our Community FREE Checking Account will suit you.
Ready to switch checking accounts to Community Resource FCU?
Let us do the work for you! Stop by your local Community Resource branch to begin the process. Short on time? You can contact us through email or by phone.
Compare our checking accounts to determine the best choice for you.
|
CRFCU Free Checking |
CRFCU Dividend Checking |
|
|---|---|---|
| Perfect for… | Those who manage accounts electronically, and love a bunch of free things | Those who still prefer to write checks, and wish to earn dividends |
| Minimum to Open | $0 | $0 |
| Minimum Balance | No | $1000 |
| Monthly Fee | No | No fee if balance remains at or above $1000 (otherwise $10) |
| Earns Dividends | No | Yes. Earns dividends on a daily balance of $1000 or more (calculated daily and paid monthly) See Rates |
| Per Check Fee | No | No |
| Direct Deposit Available | Yes | Yes |
| Courtesy Pay (Member Privilege) | up to $500 | up to $500 |
| Free ATM Access | Yes (unlimited free access at CRFCU & COOP ATMs, all others 4 free per month) | Yes (unlimited free access at CRFCU and COOP ATMs, all others 8 free per month) |
| Debit Card | Yes | Yes |
| Free Online & Mobile Banking | Yes | Yes |
| Free Checks | No | Yes |
| Shared Branching Access | Yes | Yes |