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Dividend checking accounts


Start earning dividends on your hard-earned money. 

You’re not one to let your money get lazy. Neither are we. That’s why Community Dividend Checking is right for you. Your money earns dividends even when you’re not thinking about it, like when you’re in the backyard barbecuing or lounging in a chair at camp. Of course, we’ll give you a Visa Debit Card for anytime access because no one can really live without one. Bottom line, your money works harder for you. 


If you are looking for a Totally Free Checking Account with many benefits, then look no further! Whether you want an account with no hidden fees or are looking for a fresh start, our Community FREE Checking Account will suit you. 

Ready to switch checking accounts to Community Resource FCU?

Let us do the work for you!  Stop by your local Community Resource branch to begin the process. Short on time? You can contact us through email or by phone. 


Compare our checking accounts to determine the best choice for you.

CRFCU Free Checking

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CRFCU Dividend Checking

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Perfect for… Those who manage accounts electronically, and love a bunch of free things Those who still prefer to write checks, and wish to earn dividends
Minimum to Open $0 $0
Minimum Balance No $1000
Monthly Fee No No fee if balance remains at or above $1000 (otherwise $10)
Earns Dividends No Yes. Earns dividends on a daily balance of $1000 or more (calculated daily and paid monthly) See Rates
Per Check Fee No No
Direct Deposit Available Yes Yes
Courtesy Pay (Member Privilege) up to $500 up to $500
  Free ATM Access Yes (unlimited free access at CRFCU & COOP ATMs, all others 4 free per month) Yes (unlimited free access at CRFCU and COOP ATMs, all others 8 free per month)
Debit Card Yes Yes
Free Online & Mobile Banking Yes Yes
Free Checks No Yes
Shared Branching Access Yes Yes



Need to Re-Order Checks?

Re-Order checks online or Contact your local branch