Earn interest on balances of $1,000 or more!


 Dividend Checking gives you choices for easy and safe money management plus allows you to earn interest on your hard earned money. All Community Resource Checking accounts come with:

  • Early access to your paycheck with Direct Deposit*
  • Over 30 Shared Branch locations for access near your home or work
  • Free access at more than 85,000 ATMs at locations including CVS, Speedway and Walgreens
  • State-of-the-art mobile banking app with the ability to deposit checks with your camera
  • Account to account transfers including to and from other financial institutions


Compare our checking accounts to determine the best choice for you.


Free Checking Dividend Checking
Perfect for… Those who manage accounts electronically, and love a bunch of free Those who still prefer to write checks, and wish to earn dividends
Minimum to Open $1.00 $1,000
Minimum Balance Requirement No $1,000
Monthly Fee No Fee if monthly average daily balance falls below $1,000
Earns Dividends No Yes Earns dividends on an monthly average daily balance of $1,000 or more (calculated daily and paid monthly)
Per Check Fee No No
Direct Deposit Available Yes Yes
Overdraft Protection Limit (Member Privilege) $500 $500
  Free ATM Access Yes Yes
Debit Card Yes Yes
Free Online & Mobile Banking Yes Yes
Free Checks No Yes
Shared Branching Access Yes Yes


Do you bank elsewhere? It’s easy to bring all your accounts to Community Resource!


Contact a Financial Service Representative or call our office at 518-783-2211.