Rate Bonuses are available for Military, Veterans, LEO, FF and EMS on certain Savings products. Speak to a Financial Services Representative to see if you qualify.

Dividend Checking

 

Dividend Checking

($10 fee if avg. daily balance falls below $1,000)

Share Certificate Special

 

Share Certificate Special**

(Minimum to open $500)

**Bonus rate of .10% with a deposit of $50,000 or more. Veterans bonus rate of  .25% APY and First Responders  bonus rate of .10% APY may be applied with any deposit amount.   

 

Share and IRA Share Certificates

 

Share and IRA Share Certificates

(Minimum to open $500)

TermRateAPY*
6 Month0.85%0.85%
12 Month1.00%1.01%
15 Month1.10%1.11%
17 Month1.17%1.18%
18 Month1.25%1.26%
21 Month1.35%1.36%
24 Month1.50%1.51%
30 Month1.65%1.66%
36 Month1.80%1.82%
39 Month1.90%1.92%
48 Month2.05%2.07%
60 Month2.25%2.28%
Super Share and IRA Certificates

Super Share & IRA Certificates

(Minimum to open: $50,000)

Lucky Savers Share Certificate

Lucky Savers Share Certificate

(Minimum to open: $25  Maximum to deposit: $7500)

Lucky Savers Share Certificate Disclosure

Dividends are compounded and posted monthly. Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Lucky Savers Share Certificates is $25. Offer applies to new and existing CRFCU members. Current members may also roll in existing CRFCU funds in addition to the New Money. Share Certificates automatically renew at the time of the maturity. CRFCU will provide 30 day notice prior to the maturity date. If you do not contact CRFCU on or before maturity date, the account will renew at the current rate at time of renewal.  You will have a 7 day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please refer to your Terms and Disclosures for more detailed information. Annual Percentage Yields shown are effective 10/1/2017.
Share Savings Account

Share Savings Account 

Money Market Account

Money Market Account 

Youth Savings

Youth Savings 

Youth Share Certificate

Youth Share Certificate

(Minimum to open: $100)

IRA Share Account

IRA Share Account 

* APY = Annual Percentage Yield. Dividends are compounded and posted monthly.  Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Share Certificates is $500. Rates are variable and are subject to change without notice. Annual percentage yields are based on the reinvestment of principal and interest for one full year. Dividends are compounded and paid monthly. A penalty will be imposed for early withdrawal on certificates, including IRA certificates. Minimum to open and obtain APY for these Share Certificates is $500. The minimum to open a Youth Share Certificate $100. Fees may reduce earnings. Share certificates automatically renew at the time of maturity. CRFCU will provide 30 days notice prior to the maturity date. If you do not contact CRFCU on or before the maturity date, the account will renew for the term stated, at the rate current at the time of renewal. For certificates with maturities of greater than 90 days, you will have a 7-day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please refer to your Terms and Disclosures for more detailed savings information. Annual Percentage Yields shown are effective as of  2/13/18.