Community USDA Loans
100% financing with competitive rates
Want a home outside the city limits? Make it happen with a home loan from the USDA (United States Department of Agriculture). Designed for homeowners in small towns and rural communities, you can enjoy a $0 down payment and the ability to finance up to 100% of the purchase price with a USDA home loan.
- Lock your rate in while you shop for the perfect home
- No down payment required
- Terms up to 30 years
- Check property eligibility at the following site: eligibility.sc.egov.usda.gov
Get started today by click the button below
Ready to Reimagine your home
With an interest-only HELOC, you have the convenience of a one-time application.
Once it is established, you may borrow, repay, and borrow again up to your available credit line.
This is a great option for those who want a low minimum monthly payment as you will only pay interest during the 5-year draw period!
Get started by clicking the button below:
How to Open an Account
What you need to get started
Talk to a Loan Specialist
518-783-2211
Find a Branch
Come into one of our convenient locations.