Special 7/11 Share Certificates


Minimum to deposit: $500

Bonus rate of .10% with a deposit of $50,000 or more. No other bonuses are applicable.

Lucky Savers


What is so lucky about Lucky Savers?

It’s da’ bomb in savings accounts. Community Resource Federal Credit Union will help you build your savings with a special term deposit account and while you save you will have a chance to win monthly and quarterly cash prizes. For every $25 you deposit (up to $250* per month) into your Lucky Savers account, you have a chance to win – up to 10 chances every month. Plus, all the money you deposit into the Lucky Savers account is always yours and it can help build your savings for the new home in Malibu. It’s a win-win scenario!

So, how do I open an account?

It’s easy! Just visit one of our convenient branch locations. You can even set up direct deposit or scheduled transfers to increase your chance to win. Bam!

What kinds of prizes can I win?
  • Monthly, each $25 deposit gives you a chance to win a monthly prize of up to $100.
  • On a quarterly basis, each $25 deposit gives you a chance to win a quarterly prize of up to $500.
  • Once a year, someone will be chosen to receive $5,000!
Are there any special requirements to open a Lucky Savers account?

Why yes, yes there are. We are glad you asked this one. The requirements are:

  • You must be 18 years of age or older.
  • You will need to be or become a Community Resource FCU member with accounts in good standing or maintain one.
  • The Lucky Savers rate and term are only applicable during the contest. The rate will default to a regular rate if no Lucky Savers program is offered in the next calendar year.
  • Business and Trust accounts are not eligible for this account.
  • Account must be opened with new money not currently on deposit with the credit union.
What the heck is a term deposit account?

A term deposit account is a special savings account. You earn a specified dividend if the term deposit account is held for the full term; in the case of Lucky Savers, the term is 12 months.

What’s the dividend rate?

View current deposit rates here.

Why should I open a Lucky Savers account?

Why on earth would you not? This is a great way to begin your savings towards your dream home in the South of France or that new Tesla that drives itself. Basically, it is an easy way to begin your savings account with an added perk of chances to win monthly and quarterly prizes. With regular deposits into your Lucky Savers account, you are guaranteed to have money saved at the end of the year. That’s a no brainer!

See Official Rules  here. For more information, please visit www.savetowin.org

 *Maximum amount of $7,500.

Save Up Program

Saving money is important and now there’s an easy way. When you open a SaveUp account, each time you write a check, use your Member Connection VISA® Debit Card, or when an ACH is deducted from your checking account, your transactions are rounded up to the nearest dollar and the “spare change” is deposited into your SaveUp Account. It’s amazing how a few cents here and there can really add up!


Special 7/11 Share Certificate Disclosure

**APY= Annual Percentage Yield. APY is accurate as of today’s date. Dividends are compounded and posted monthly. Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Share Certificates is $500.Offer applies to new and existing CRFCU members who open a 7 or 11 Month Certificate with a minimum of $500. Current members may also roll in existing CRFCU funds in addition to the New Money. Share Certificates automatically renew at the time of the maturity. CRFCU will provide 30 day notice prior to the maturity date. If you do not contact CRFCU on or before maturity date, the account will renew at the current rate at time of renewal. A 7 month will roll to 6 month; an 11 month will roll to 12 month. You will have a 10 day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please refer to your Terms and Disclosures for more detailed information. Annual Percentage Yields shown are effective 11/1/2017.