It’s that time of year—Personal Loans as low as 8.95% APR.*


Life isn’t always easy — eating out, wearing through your clothing, furniture shopping, the list goes on. That’s where we come in… we make getting a Personal Loan easy.

  • Get a low monthly payment with rates as low as 8.95% APR.*
  • Use your Loan for gifts, unexpected expenses or just about anything you need.
  • Apply today for a quick and easy approval process.

Ask a financial service representative a question or apply online.

What’s the difference between Secured and Unsecured?

Unsecured Personal Loans
Have an unexpected expense and need a quick, affordable loan? We know sometimes you need fast cash for special purchases like a new air conditioner, paying off medical bills, or even credit card consolidation. Consider a personal loan when you need a loan for a single purpose, large or small. We offer personal loans for up to $20,000 with terms up to six years at competitive rates.

Secured Personal Loans
We offer personal loans secured by any asset – a vehicle or residence, for example – that is equal to or greater than the amount of the loan.  We also offer loans secured by Shares or Share Certificates where the money in your Savings Accounts or Share Certificates is pledged as collateral against your loan. You may borrow the full amount on deposit.

*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness and collateral conditions. Rate listed is for an unsecured personal loan, 72-month term, 750+ credit score. All loans are subject to approval. CRFCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification.