• Routing# 221373338
• OUR CREDIT UNION
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• Call Us 518.783.2211

• Personal Banking
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• Mortgage & Home Equity
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• Loans
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• Business Banking
  • • • Services
        • Business Checking
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        • Business Loans
        • Merchant Services
    • • Business Credit Cards
        • Business Credit Card
        • Business Cash Preferred Card
        • Smart Business Rewards Card
        • Business Real Rewards Card
• Our Credit Union
  • Locations & Hours
  • ATM & Shared Branch Locators
  • Contact Us
  • About Us
  • Volunteer Opportunities at CRFCU
  • Membership Perks
  • News
  • Careers
  • Refer a Friend
• Your Community
  • Community Heroes
  • Charitable Givings
• Rates
• Learning Center
  • Forms & Documents
  • Financial Wellness Program
  • Balance Financial Fitness
  • FAQ
    • FAQ Home Banking
    • FAQ Mobile Banking
    • FAQ eStatements
    • FAQ Home Buyer
    • FAQ Message Pay
    • Debit Card Controls
  • Fraud Center

Online Banking

• Personal Banking
  • • • Checking Account
        • Free Checking
        • Dividend Checking
        • Teen Checking (13-17)
        • HS Checking Account
    • • Savings
        • Member Share Savings
        • Youth Savings (up to 17)
        • SaveUp Account
        • Money Market Accounts
        • Other Savings Options
    • • Certificates
        • Share Certificates
        • Super Share Certificates
        • IRA Certificates
    • • Banking on the Go
        • eAlerts
        • Online Banking
        • Mobile Banking
        • Direct Deposit
        • Debit Card
• Credit Cards
  • • • Types
        • Everyday Rewards+ Card
        • Max Cash Preferred Card
        • Platinum Card
        • College Real Rewards Card
        • Max Cash Secured Card
        • Secured Card
        • Elan Account Access
        • Travel Rewards+ Card
        • Reserve Rewards+ Card
• Mortgage & Home Equity
  • • • Home Purchase
        • First Time HomeBuyer
        • Conventional
        • Adjustable Rate Mortgage
        • FHA
        • VA
        • USDA
        • Residential Investment
    • • Home Equity Loans
        • Fixed Rate Home Equity
        • Fixed Rate Home Equity LOC
        • Interest Only Home Equity Line of Credit
        • 3 Year Adjustable Rate HELOC
  • • • Apply Now
• Loans
  • • • Vehicle Loans
        • Auto Loans
        • Energize Auto Loan Program
        • First Time Car Buyer
        • Boat, Powersports & RV
      • TruStage Insurance
    • • Personal Loans
        • Personal Loans
        • Personal Line of Credit
      • Student Loans
        • Student Loan Refinance
        • In-School Student Loans
    • • LOANS ON THE GO
        • Apply for a Loan
        • Online Banking
        • Mobile Banking
        • Message Pay
        • Skip A Pay
• Business Banking
  • • • Services
        • Business Checking
        • Business Savings
        • Business Loans
        • Merchant Services
    • • Business Credit Cards
        • Business Credit Card
        • Business Cash Preferred Card
        • Smart Business Rewards Card
        • Business Real Rewards Card
• Our Credit Union
  • Locations & Hours
  • ATM & Shared Branch Locators
  • Contact Us
  • About Us
  • Volunteer Opportunities at CRFCU
  • Membership Perks
  • News
  • Careers
  • Refer a Friend
• Your Community
  • Community Heroes
  • Charitable Givings
• Rates
• Learning Center
  • Forms & Documents
  • Financial Wellness Program
  • Balance Financial Fitness
  • FAQ
    • FAQ Home Banking
    • FAQ Mobile Banking
    • FAQ eStatements
    • FAQ Home Buyer
    • FAQ Message Pay
    • Debit Card Controls
  • Fraud Center