Checking out at the grocery and left your wallet at home? Relax; you can still pay your way!  Dig out your phone, choose the mobile wallet app of your choice, thumb out the amount you owe and pay the cashier. Or, just hold out your watch until the payment clears. Checkout, done!

The app market is full of mobile wallet apps allowing you to make a payment without touching a card by using near-field communication, or NFC. Any participating retailer or merchant terminal that is NFC-enabled can accept payment from these apps.  Mobile wallet apps keep your information secure by using tokenization, which creates a one-time security code for each transaction and protects against data breaches.

Let’s take a look at some of the most popular mobile wallet apps you can use with your Community Resource debit card.

 Apple Pay

Apple Pay allows you to pay for purchases online and in retail locations using credit and debit cards already stored in your iPhone’s Wallet app. If you have an iOS 11, you can also use the service for peer-to-peer (P2P) payments through iMessage.

How to add your card to Apple Pay®:

  1. Open the Wallet app on your iPhone.
  2. Tap  in the top right corner. You may be asked to sign in with your Apple ID.
  3. Take a photo of your card or enter the details manually.
  4. Follow the prompts to complete the necessary information.
  5. Tap “Use as Default Card.”
 Samsung Pay

If you have a Samsung Galaxy device, you’ll want to use Samsung Pay. This wireless payment app is the most widely accepted mobile wallet on the market.

How to add your card to Samsung Pay®:

  1. Open Samsung Pay on your phone.
  2. Tap “Menu” and then “Add credit/debit card.”
  3. Take a photo of your card or enter the details manually.

Google Pay

Google Pay allows you to pay for purchases online and in retail locations using credit and debit cards already stored in your iPhone’s Wallet app. Using your Community Resource debit card with Google pay is simple. Just snap a photo of it with your phone. Then get the benefits and rewards of your favorite card. Use Google Pay from your phone or a smart watch.

google pay

How to add your card to Google Pay:

  1. Open the Google Pay app on your phone.
  2. Tap “Payment” and then “Add” then “Credit or debit card.”
  3. Take a photo of your card or enter the details manually.
  4. To make your card your default card, open the Google Pay app on your phone. Tap “Payment” and then choose your Service CU card. Finally, turn on “Default for instore purchases.”

 

To get started with a mobile wallet, have your CRFCU Credit Debit Card available, and view our online guide for Apple Pay®, Google PayTM, or Samsung Pay®, depending on what type of mobile device you have.

Your Turn: What’s your favorite mobile wallet app, and what do you like best about it? Tell us in the comments.

 

 

 

 

Make payments with a tap of your Apple Watch®, Android Wear™, Fitbit™ or Garmin™ by connecting your Service Credit Union credit or debit card to your mobile app. Just add your info through your watch’s mobile app on compatible devices, and use anywhere you see the contactless payment symbol.

Visa is a registered trademark of the Visa International Service Association.
Apple Pay is a trademark of Apple, Inc. registered in the U.S. and other countries. Android Pay works with cards from most banks: To learn more click here. Android Pay works in these stores & apps: For more information and to download the app click here. Android is a trademark of Google LLC. Eligible Devices for Samsung™: Samsung S7, S7 edge, S7 active, S6, S6 edge, S6 active, S6 edge+ and Note5. Samsung Pay is a trademark of Samsung in the United States or other countries.

Apple Watch® is a registered mark of Apple Inc.
Fitbit Pay is a trademark of Fitbit, Inc.
Garmin Pay is a trademark of Garmin Ltd.