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Military and First Responders put everything on the line when it comes to keeping us safe. Your service to our community and country means so much. For all your hard work, dedication and patriotism, we would like to say “Thank You” with the following offers.

All Veterans and First Responder personnel will receive:

  • a .25% rate discount on all consumer, personal and fixed rate home loans
  • a .25% rate increase on all Share Certificates (unless otherwise noted) 

To receive your discount, please bring proof of your military or first responder service. Let us know if you need assistance. We’ll be happy to help. Call 518.783.2211 or contact us.



US Military Personnel: RETIRED, ACTIVE, RESERVE AND GUARD are eligible for this discount.

Law Enforcement Officers: The designation of Law Enforcement Officer is an individual who can enforce local, state or federal laws.

Firefighters: Professional TOWN, CITY or VILLAGE Firefighters and Volunteer firefighters that are not in a probationary status can obtain the discount. NYS Fire Investigators with State ID and Wildland Firefighters with a valid US Bureau of Land Management Red Card may also qualify.

Emergency Medical Personnel:  Emergency Medical Technician (EMT) with a verifiable credential that is valid and New York State Certified First Responder with a valid ID.

Make sure you tell your Financial Service Representative if you meet the criteria. CRFCU offers a rate discount on qualifying products and services to members of these professions as a recognition of their service to the community. In certain instances, members may qualify for both law enforcement, firefighter, first responder or military discounts. In such cases, the higher rate discount or benefit will be applied. Two discounts can’t be taken on one account.

*The above discount is not applicable on variable rate products – such as Home Equity Lines of Credit (HELOC) with adjustable rates. The automatic payments discount is not applicable on Share/Certificate secured Loan products if the above discount is applied.