young man winning money

The Lucky Savers* account from Community Resource Federal Credit Union is a special savings certificate that helps you grow your savings while giving you a chance to win monthly and quarterly cash prizes up to $5,000! Every time you deposit $25 in a Lucky Savers certificate, you get another chance to win – up to 10 entries per month. We can help set up a small transfer into your Lucky Savers account from direct deposit each paycheck or schedule transfers to increase your chance to win.

  What are the requirements to open a Lucky Savers account? 
  • Must be 18 years of age or older.
  • Be a CRFCU member with accounts in good standing.
  • Business and Trust accounts are not eligible for this account.
What are the prizes? 
  • Each $25 deposit gives you a chance to win a quarterly prize of up to $5,000
  • Each $25 deposit gives you a chance to win a monthly prize of up to $500
So, how do I open an account?

It’s easy! Just visit one of our convenient branch locations, call us at 518.783.2211 or email us and ask for a 12 month Lucky Savers Share Certificate and make an opening deposit of $25.  Your initial deposit is your first step to saving and is your first entry into the monthly and quarterly prize drawings.  What’s the dividend rate?  View current deposit rates here.

community heroes program logo military police firefighter ems

Are you a Veteran or First Responder? You are eligible for an additional bonus rate. Speak with a Financial Service Representative for more information and qualifications. 

Why should I open a Lucky Savers account?
Because you seriously have nothing to lose – and everything to win! Not everyone will win a prize but with regular deposits into your Lucky Savers account all year, you are guaranteed to end up with more money saved than when you started.
Here are some of our winners! 

Lucky Saver winner Adam Lucky Savers winner Cheryl

  • Congratulations Phyllis for winning $50 in July 2021.
  • Congratulations Kazper for winning $25 in August of 2021.
  • Congratulations Anilah on winning $25 in February of 2021.
  • Congratulations to Carol on winning $25 in September of 2021.


        May 2019 Elaine E. won the $5,000 quarterly prize! 


*Minimum to open and obtain Annual Percentage Yield for Lucky Savers Share Certificates is $25; max. deposit of $10,000.00. This product is eligible for the Veterans and First Responder bonus rate. Please refer to your Terms and Disclosures for more detailed information. For official account and prize entry rules, click here for Community-Resource-FCU-October-2021-22-Lucky-Saver-Official-Rules-1