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Finance your next vehicle with CRFCU during the month of February and

you’ll be automatically entered to win a Basket of Love!

Beautiful woman hugging a car

New or Used Purchase 

Whether you’re looking for a sweet ride, the family cruiser or something to occupy your free time, we have you covered with an auto loan rate as low as 2.74% APR. *  

We have all the tools to make your car shopping experience a pleasurable one.

  1. Use the GrooveCar website is here to make your car-buying process easier before setting foot on the lot. Research, shop local dealer inventory and finance your next new or used car all in one place.
  2. Get an Extended Warranty through us for less than the cost at most dealerships.
  3. And receive a free quote for discounted auto insurance.
  4. And don’t forget to get pre-approved to save time and money at the dealer.

First Time Car Buyer

You never forget your first car. And we want you to get a great rate on it, too. We are here to help first-time buyers, 18 years or older, to have a hassle-free experience. We’ll even help make sure your monthly payment gets you on the road to financial responsibility. From start to finish we’ll be on your side and at your service.


If you love your car, but not the rate on your loan, refinancing might be the right option for you. Refinancing is a great way to lower your APR* and may even reduce your monthly payment if you opt to extend your current payment terms.

Either way, we have a solution designed to help you achieve your financial goals. And, with rates as low as 2.74 % APR* you know you’re getting a great deal!

And for a limited time, if you refinance a loan of $10,000 or more, we’ll reward you with $50!** 

If you have a question about the process or want assistance with the application, we encourage you to visit your local branch or to call member support at 518.783.2211.

Hurry this offer ends 2/29/2020.

Get Pre-Approved Now

*APR = Annual Percentage Rate. Rates listed include a 0.25% discount for opting into automatic payments. Rates disclosed are as low as, with a credit score of 750 and up. Rates, terms, and conditions are subject to change without notice and may vary based on actual creditworthiness and collateral conditions. Maximum rate is 18%. All loans are subject to review. Rates are effective as of today’s date. **$50 reward is based on funding a nonCRFCU auto loan of $10,000 or more. Money will be placed in the member’s savings account upon loan disbursement. Offer valid 2/1/2020 – 2/29/2020.