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Rate Discounts are available for Military, Veterans, LEO, FF and EMS on certain Loan products. Speak to a Financial Services Representative to see if you qualify.

CRFCU Vehicle Loan Rates*

All rates quoted are as low as and include a 0.25% discount for automatic payments. Individuals with less than excellent credit may be offered a higher rate.

AUTO & MOTORCYCLE LOANS

 Payment Example:$25,000 @ 1.74% APR* for 60 months = 60 payments of $435.39/month    

 

 

 

POWERSPORTS (includes ATV/UTV/Snowmobile/Jet Ski/Dirt Bikes)

Payment Example:$25,000 @ 1.74% APR* for 60 months = 60 payments of $435.39/month  

RECREATIONAL VECHICLES (RVs & Boats)

Payment Example:$25,000 @ 3.99% APR* for 60 months = 60 payments of $460.37/month

 

TRAILERS

  Payment Example:$15,000 @ 5.24% APR* for 60 months = 60 payments of $284.78/month   

CRFCU Personal Loan Rates

Secured Personal Loan

Share Secured Loan
Not subject to all available rate discounts.
Share Certificate Secure Loan
Not subject to all available rate discounts.
Unsecured Personal Loan
Line of Credit
Holiday Quick Cash Loan
This loan product is only offered between October 1 and December 31. Not subject to all available rate discounts.
Holiday Bill Payer Loan
This loan product is only offered between January 1 and February 28.
Visa Credit Card

General Disclosure:

*APR = Annual Percentage Rate. Rates listed include a 0.25% discount for opting into automatic payments. Rates disclosed are as low as, with a credit score of 750 and up. Rates, terms, and conditions are subject to change without notice and may vary based on actual creditworthiness and collateral conditions. Maximum rate is 18%. All loans are subject to review. Rates are effective as of today’s date.

CRFCU Home Equity Loan Rates

Home Equity Line of Credits
Not subject to all available rate discounts. Rates disclosed are as low as, with a credit score of 700 and up. Rates, terms and conditions are subject to change without notice and may vary based on actual creditworthiness and collateral conditions. Maximum rate is 18%. All loans are subject to review. Rates are effective as of today’s date. All variable rates are associated with the Wall Street Journal Prime Rate plus or minus the assigned margin. *APR = Annual Percentage Rate – refer to the general disclosure for more details. **1 Year Adjustable has an introductory rate for the first (12) twelve months; annual rate change thereafter. ***3 Year Adjustable is subject to adjust every (3) three years. ****Interest Only is subject to adjust monthly; interest only payments are required for the first (5) five years.
Home Equity Rates Fixed
*APR = Annual Percentage Rate. Not subject to all available rate discounts. Rates disclosed are as low as, with a credit score of 700 and up. Rates, terms and conditions are subject to change without notice and may vary based on actual creditworthiness and collateral conditions. Maximum rate is 18%. All loans are subject to review. Rates are effective as of today’s date.
Residential Investment Property

*APR=Annual Percentage Rate. Not subject to all available rate discounts. Rates disclosed are as low as, with a credit score of 700 and up. Rate, terms and conditions are subject to change without notice and may vary based on actual creditworthiness and collateral conditions. Maximum rate is 18%. All loans are subject to review. Rates are effective as of today’s date.