Whether you just bought a new car or home, our insurance products are here for you when you need them most.
TruStage™ Auto & Homeowners Insurance Program
TruStage® Auto & Home Insurance Program. Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today by calling 1-855-483-2149. TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017. AHE, AHL-1339661.2
TruStage™ Life Insurance Plans
Expect the best out of life, but be prepared. You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care. TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts. TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family. Compare life insurance options. See instant quotes based on your budget. Apply online or over the phone. Don’t wait another day to be prepared. Get an instant quote online today. Or, call 1-800-814-2914 and talk to a licensed agent.
TruStage® Accidental Death and Dismemberment Insurance Coverage
$1000 of TruStage® Accidental Death and Dismemberment Insurance Coverage Is Yours at No Cost.
Accidents can happen anytime. Don’t leave them unprepared. Imagine it’s Friday, and your paycheck isn’t there. If a serious or fatal accident struck, your family’s life could change in a heartbeat. In fact, if you’re 44 or under, accidents are the leading cause of death.* Fortunately you’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by Community Resource Federal Credit Union. You can activate your no-cost coverage in just three minutes. And your acceptance is guaranteed—with no health questions or exams—so it can be easy to get this coverage for yourself or your entire family. Because accidents can happen anytime, there’s no better time to help protect the people who matter most.
Vehicle Service Contracts
In addition to offering new, used, and refinanced auto loans, we also offer Extended Vehicle Service Contracts through Route 66 for your auto, truck, or van. You do not have to have a loan or a new car to purchase a warranty.
Our plans offer:
- Coverage for virtually any make and model of car, truck, ATV, or motorcycle
- $0 deductible
- 24/7/365 Emergency Road Service with EVERY plan
- Plans are transferable if you sell your car
- Rental car benefit
- Nationwide coverage – can be used at any licensed repair facility in the United States
- Claims paid directly to repair facility
With our vehicle warranty, you can have peace of mind knowing that your car is protected because even the most reliable vehicles can develop a mechanical problem at any time. Stop in and let us share with you how we can add the warranty to ANY vehicle you currently own or are looking to buy.
Buy an Extended Vehicle Service Contract for less than the cost at most dealerships and enjoy:
- Coverage of most major components in the event of a breakdown
- No-hassle Direct Payment: no reimbursement forms
- A one-time premium that may be financed along with your vehicle
Put the brakes on expensive car repairs. A factory warranty may not be enough. Most major repairs occur after the manufacturer’s warranty expires. Consider adding an extended vehicle service contract to your loan. Coverage obtained through the Credit Union may save you money when compared to dealer plans.
Additional Features Include:
- Route 66 Warranty has over 20 years experience
- All warranties are fully insured
- 30-day money back guarantee
- Nationwide coverage
- Fill out the Online Claims Form
Why purchase an Extended Vehicle Service Contract?
Did you know that 81% of credit union members who purchase a service contract will have at least one mechanical breakdown? Extended coverage can help you save money if your car ever needs to be repaired and your manufacturer’s warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorable upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer of the vehicle decline the option to transfer your coverage, you can cancel and apply for a pro-rated refund.
ADDITIONAL PROTECTION PRODUCTS
Protect your investment—and your pocketbook—with low-cost solutions.
Guaranteed Asset Protection
Guaranteed Asset Protection (GAP) protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered.
What is GAP insurance?
Since a vehicle’s value declines as a result of depreciation, the loan balance can be higher than its actual cash value. Without GAP coverage, you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance. With the purchase of GAP, the deficiency balance may be waived.
Do I need GAP insurance?
It depends on the amount of your loan and the purchase price of your car. For example, you purchase a vehicle for $31,000. One year later it is stolen and never recovered, or involved in an accident in which it is beyond repair. The value might have depreciated to $15,350, yet you still owe $24,281. Most insurance policies will only reimburse you for the depreciated value of the vehicle, less your deductible. Assuming your deductible was $1,000, the insurance company would pay $14,350. GAP protection would pay the $8,931 difference, meaning minimal out-of-pocket expense for you. Questions about GAP? Contact a financial service representative
Individual premiums and savings will vary. TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. MAH-1112-4AA6. TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-1112-8F55. AD&D insurance costs between $10 & $15 per month for 100k of coverage. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012. COMPARE INSURANCE A Tradition of Strength TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency DTCG-1753156.1