Make the Holidays Magical

Happier Holidays with a Holiday Loan.

Holiday Loans

Warm Up with CRFCU’s Holiday Loans

Whether you need a little extra cash for your holiday shopping or need help paying those holiday bills, don’t get left out in the cold! Holiday Loans will be available beginning October 1, 2018. Choose from $500 up to $2500 based on your need. Contact a Financial Service Representative or apply online by clicking below to get started.

 

Terms and Conditions: Holiday Quick Cash Loan is an unsecured personal loan for holiday gift purchases or expenses. Only offered between October 1 and December 31, 2018. Minimum loan amount is $500.00. Maximum loan amount is $2,500. Maximum term is one year. Interests rate range from 5.99% to 18% based on credit score. Only one Holiday Loan per member. Members with existing Holiday Loans are eligible and will need to combine their existing Holiday Loan into the new loan. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Offer ends December 31, 2018.

Need some extra holiday cash? You can skip a payment

Skip-A-Pay is a program that allows you to skip one or more of your eligible loan payments.

Holidays are meant to be joyful and yet November and December are known to be two of the most financially stressful months of the year! You have to plan your holiday traveling, buy gifts, mail cards and organize Thanksgiving, Christmas and New Year parties, all of which can break your budget at the end of the year and have you start the New Year with financial difficulties.

Community Resource FCU wants to alleviate your financial stress! This is why we offer the Holiday Skip-a-Pay program, which allows members to skip-a-pay without any penalties by one month. You may skip a payment in November, December or January.

Application is very simple, just complete the Holiday Skip-A-Payment Form and then return the completed form to us! The quickest and easiest way to apply is by filling out the SKIP A PAY FORM and returning it to a Financial Service Representative.

Terms and Conditions All requests are subject to approval. Your loan(s) must be in good standing: Not delinquent, we must have up-to-date insurance information with CRFCU listed as loss payee, not awaiting documents to complete title work, etc. If the previous month’s payments are not complete you may still be approved, however, the due date change will not be completed until all the previous month’s payments are made. Eligible loans are those loans that have made a minimum of six(6) full monthly payments with a satisfactory payment history. The following loans are NOT eligible for Skip-A-Pay: VISA®Credit Card, Line of Credit, Mortgage, Home Equity, Home Improvement Loans, Real Estate, Share Secured Loans, Educational Loans, and Overdraft Loans. This offer is valid for one monthly payment due in November or December or January only. In the month you choose to skip, the Holiday Skip-A-Pay is equal to: One payment for monthly payment frequency. There is a $35.00 processing fee per request and $50.00 for a payments $500 or more.  By signing the Holiday Skip-A-Pay request or agreeing to the terms through CRFCU, you understand that finance charges will continue to accrue on a daily basis and your authorization amends the original loan agreement, which may change the total loan amount and schedule of your payment.