Looking for a checking account that gives you all the convenience you need without any monthly minimums or fees? You’ve come to the right place! To keep more of your hard-earned money, take advantage of a Community Free Checking Account. Scroll down to see all the features and benefits you will receive – for FREE!
NO MONTHLY FEES OR MINIMUM BALANCE
A checking account is the most basic part of your financial life so that’s why we offer an absolutely FREE checking account to our members. That’s right, there are no monthly service fees, no minimum balance requirements, unlimited check writing and no fees on checks/debits that clear. You’ll have easy access to your money with a Visa® debit card, paper checks (if you want them) , and online tools available to access your accounts. You also get our free Mobile App with Mobile Check Deposit!
ACCESS YOUR MONEY WHEN YOU NEED IT
A Community Resource Federal Credit Union Visa Debit Card gives you unparalleled convenience, immediate acceptance at merchants worldwide, and the security of knowing that Visa is backing up your purchases. Your Visa Debit Card is also extremely versatile; it can be used at over 85,000 ATMs nationwide. When you sign up for a Community Resource checking account, you’ll receive a CRFCU Visa debit card. Use it wherever Visa is accepted, or to access your checking account quickly and easily.
- Faster and easier than writing a check
- Safer than carrying cash
- Shop in stores, online or by phone
- Chip-enabled EMV cards
- Ability to turn your card on/off to prevent fraud
BANK WHERE YOU WANT, WHEN YOU WANT
With Community Resource FCU Online Banking, you can easily access your account information, transfer funds, pay bills, and reorder checks. You can even get email notifications when your checking account is running low. Online Banking and Bill Pay are free and only take a moment to enroll. Click to learn more about our Online Banking platform. 
You can easily manage your finances on the go with CRFCU’s free Mobile Banking service. It’s easy-to-use, simple-to-download and with quick and simple to view account balances, you can deposit checks, transfer funds, look up transactions, and find local branches and ATM locations wherever you are. Learn all you can do with the CRFCU Mobile app.
EARLY ACCESS TO YOUR MONEY WITH DIRECT DEPOSIT
Direct deposit is a free, reliable and convenient way to have fast access to your funds. Set up Direct Deposit with Community Resource and you could receive your paycheck up to 24 hours earlier* than your co-workers! One of the great advantages to credit union membership.
ACCESS TO ALMOST 5,600 BRANCH LOCATIONS NATIONWIDE
We participate in the CO-OP Shared Branch network which means our members have more convenience when, where, and how they want it. As our member, you can visit any of the almost 5,600 participating credit unions nationwide where you see the CO-OP Shared Branch logo, and conduct transactions just like you were at your home branch. You can find the closest Shared Branch using the locator on our website or in our mobile app.
ACCESS AT OVER 85,000 SURCHARGE-FREE ATMS
Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo at retailers such as Rite Aid, Dunkin Donuts or Costco. Or use one of the over 55,000 ATMS that display the Allpoint logo located in the most popular retail stores — places you already know, love and shop every day like Target, Speedway and Walgreens. Whether you’re across town, or far from home for work or pleasure, you’re never far from your money. Quickly find the nearest surcharge ATM using the locator in the mobile app or on our website.
ALL THE FEATURES YOU NEED FOR CONVENIENCE
- VISA® Debit Card with on/off features to prevent fraud
- Online Banking
- BillPay
- Mobile Banking with Mobile Check Deposit
- Account Alerts
- Digital Wallet
- Overdraft protection options
- eStatements
- Free credit report at annualcreditreport.com
- Free educational seminars and online tools
- Free counseling services provided by BALANCE
Open online or contact us to make an appointment that works with your schedule.