Checking Accounts

Open a new checking account.

Checking accounts to fit your lifestyle. Choose either our Community Free Checking or Dividend Checking accounts and set up qualifying direct deposit.


Checking accounts you can count on.

We offer a basic, truly free checking account for those that crave the simple, and another account that pays you back in dividends. Our shared branching and ATM networks provide thousands of locations to access your funds. Deposits are federally insured up to $250,000 by the National Credit Union Administration.

Access your checking account wherever you go.

Compare our checking accounts to determine the best choice for you.

CRFCU Free Checking

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CRFCU Dividend Checking

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Perfect for…Those who manage accounts electronically, and love a bunch of freeThose who still prefer to write checks, and wish to earn dividends
Minimum to Open$20$20
Minimum BalanceNo$1000
Monthly FeeNoNo fee if balance remains at or above $1000 (otherwise $10)
Earns DividendsNoYes. Earns dividends on a daily balance of $1000 or more (calculated daily and paid monthly) See Rates
Per Check FeeNoNo
Direct Deposit AvailableYesYes
Courtesy Pay (Member Privilege)up to $500up to $500
  Free ATM AccessYes (unlimited free access at CRFCU and COOP ATMs, all others 4 free per month)Yes (unlimited free access at CRFCU and COOP ATMs, all others 8 free per month)
Debit CardYesYes
Free Online & Mobile BankingYesYes
Free ChecksNoYes
Shared Branching AccessYesYes

Ready to switch checking accounts to Community Resource FCU?

Let us do the work for you!  Stop by your local Community Resource branch to begin the process. A few simple forms and you’ll be on your way.

Re-Order Checks

Re-Order checks online or Contact your local branch