April is Credit Union Youth Month!
Celebrate National Credit Union Youth Month this April to help promote lifelong healthy money habits. The theme for this year’s Youth Month is ““Be a credit union saver and your savings will never go extinct.” We are encouraging our youngest members to learn common financial concepts kids should understand.
Youth Member Contests
Youth Member Coloring Contest – Divided into two age categories (ages 0 – 5, ages 6 – 12 ), youth members can download the Youth Month Coloring Page. Color the page and ask your PARENT to take a photo with their phone and email to email@example.com before 4-30-2021 for a chance to win a hatching dinosaur egg. Four winners in each age category will be randomly chosen.
Teen Challenge – Teen members ages 13 – 18 can attend our free webinar: Building Your First Budget on April 13 at 1:30 pm or 22 at 8:30 pm and you will be entered to win a dinosaur cellphone stand and $50 VISA gift card. Register here: bit.ly/3oc2OcI
Youth Member Savings Challenge – Make a deposit of $100 or more and you will be rewarded with a $10 gift card to Walmart, Target or Amazon.
National Youth Challenge – The Credit Union National Administration will randomly select a credit union youth member to receive a $100 prize. No deposit minimum is required – just make a deposit! Click here for rules.
FREE Financial Education Webinars
College Planning Webinar – Join us April 8th at 6pm for this free, educational event to learn more about the types of financial aid available, how to apply and what to expect during the process! Register here: http://bit.ly/3s58rvP
Building Your First Budget – The webinar is designed for a teen audience. A smart budget helps you cover your expenses and still buy some things you want. Find out how to make and maintain a budget based on your needs.
Tuesday, April 13 1:30 – 2:30 pm or Thursday, April 2 8:30 – 9:30 pm Sign up here: bit.ly/3oc2OcI
IT’S A MONEY THING!
Who said financial education has to be all serious and boring? We are inviting young adults to join our main character Jen on her journey to understand everything there is to know about money.
- 7 Cooperative Principles
- Choosing Your Financial Institution
- Breakdown of a Credit Score
- Boost Your Credit Score
- Compound Interest Mind Bend
- Comparing Cards
- Loan Basics
- Know Your Checking Account
- Buying a Used Car
- After Graduation: Work or College
- Acing the Job Interview
- Demystifying Mortgages
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good.
Owning a home is likely the largest financial commitment you’ll make in your life, and it’s easy to get caught up in details pertaining to debt-to-income ratios, the real estate market, current interest rates and amortization schedules. But financials are only a part of the picture. In order to make a truly smart decision, you need to acknowledge and accommodate some personal factors along with the financial ones.