Dreaming of our ideal future delights and inspires us. Children, with their fertile imaginations, are particularly good at dreaming. But to make dreams come true, you need to have clear goals and, very likely, save some money to make them happen. Credit unions can help their members on both counts.
Our theme for Youth Month this April is “The Future is Yours: Picture it! Save for it! Share it!” We’re encouraging all members, particularly our youngest, to write down their dreams, create vision boards, and encourage each other. These activities will help lay the groundwork for their future success.
Young members who begin a habit of envisioning and recording their goals are more likely to achieve future goals as adults. This year’s Youth Month theme will give your members the encouragement they need to start this habit.
To help us union celebrate Youth Month, here are a few activities and contests for our youngest members:
- We encourage youth members to write down their goals and create vision boards. Take a photo and share it on social media sites using the hashtag #CUYouthMonth. Sharing their goal will help inspire others to set goals too. Two lucky youth members will be chosen to win a $50 gift card each. Visit Facebook, Twitter, YouTube or Instagram to place your post.
- Some goals, like graduating from college or starting a business, will require money. We encourage our young members to set up a savings account tied to that goal. All youth members who make a savings deposit in April will be entered into a national drawing to win $100.**
- Members may share a photo of themselves with their piggy bank and tag Community Resource FCU, using the hashtag #CUYouthMonth. Everyone who shares a picture will be entered to win a $25 gift card.
- Youth members who save $100 or more without a withdrawal during April will receive a $10 gift card from Walmart, Target, Barns & Noble, Gamestop, Google Play, App Store or iTunes.
- Visit our education center for games, blogs, videos and saving tips.
Resources for children Pre-k to 4th grade
- The US Mint – games and fun facts
- Sammy Rabbit – financial literacy through song and dance
- Cha-Ching Money Smarts for Kids – videos
- World of Cents -fun and engaging, a kid-friendly game for ages 5 and up designed to help teach the value of money
Resources for children 5th grade to 9th grade
- Biz Kids – financial education video series
- Moneytopia – an immersive game that helps you learn more about managing your money while having fun.
- Hit the Road – Credit unions and savings
- Growing Money – explains how money increases with interest and time
Resources for Teens
- Money Talks – teaches teens how to save money
- Practical Money Skills for Life – games for teens
- Insure U – designed to help insurance consumers as their lives and needs change, and to educate them about how to avoid being scammed.
- Credit and Loans – whether you are saving, spending, or borrowing money, this is information you can’t afford to overlook.
- iGrad – Video Entrance Counseling for Federal Student Loans
Resources for Parents and Educators
- Fun with Financial Literacy – SNL’s Kate McKinnon and Beth Kobliner talk to kids about finances
- Mad About Money – theatre program that teaches money skills
- The ABC’s of Credit Card Finance – understand the cost of credit
- Banzai – a free online curriculum designed to introduce the principles of personal finance
- Nex Gen Personal Finance – a free, online library of 1500+ personal finance resources
** The National Youth Saving Challenge is FREE and open to all youth under 18 who visit a participating credit union during April. While youth are encouraged to make a deposit at the credit union, no deposit is required to enter. Parents/guardians giving permission for their youth to enter can submit on a 3″ x 5″ piece of paper the following information to the credit union, Child’s Name, Account Number, Current Age, Date. Limit one entry per person. Odds of winning depend on number of entrants. This contest is void where prohibited. In May, the Credit Union National Association (CUNA) will randomly select and give one $1,000 prize to participating credit unions. That credit union will then randomly select 10 winners from its entrants. Your credit union will notify you if you are a winner.