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Rate Bonuses are available for Community Heroes on certain Savings products. Speak to a Financial Services Representative to see if you qualify.

Dividend Checking

Dividend Checking

$10 monthly fee if avg. daily balance falls below $1,000

Share and IRA Share Certificates

 

Share and IRA Share Certificates

(Minimum to open $500)

Term Rate APY*
6 Month 0.35% 0.35%
12 Month 0.40% 0.40%
18 Month 0.40% 0.40%
24 Month 0.45% 0.45%
30 Month 0.50% 0.50%
36 Month 0.55% 0.55%
48 Month 0.60% 0.60%
60 Month 0.70% 0.70%

Super Share and IRA Certificates

Super Share & IRA Certificates

(Minimum to open: $50,000)

Lucky Savers Share Certificate

Lucky Savers Share Certificate

(Minimum to open: $25  Maximum to deposit: $10,000)

Lucky Savers Share Certificate Disclosure

Dividends are compounded and posted monthly. Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Lucky Savers Share Certificates is $25. Offer applies to new and existing CRFCU members. Current members may also roll in existing CRFCU funds in addition to the New Money. Share Certificates automatically renew at the time of the maturity. CRFCU will provide 30-day notice prior to the maturity date. If you do not contact CRFCU on or before the maturity date, the account will renew at the current rate at the time of renewal.  You will have a 7 day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please refer to your Terms and Disclosures for more detailed information. Annual Percentage Yields shown are effective 05/07/2020.

Share Savings Account ( incl. Holiday, Vacation and Special Shares)

Share Savings Account

 

Money Market Account

 

 Money Market Account

Withdraw up to 6 (six) times per month

 

Youth Savings (up to age 17)

  Youth Savings 

Youth Share Certificate (up to age 17)

Youth Share Certificate

Minimum to open: $100 – maximum yearly deposit $30,000)

IRA Share Account

IRA Share Account 

* APY = Annual Percentage Yield. Dividends are compounded and posted monthly.  Fees and other conditions may reduce earnings. Penalties may apply for early withdrawal. Minimum to open and obtain APY for Share Certificates is $500. Rates are variable and are subject to change without notice. Annual percentage yields are based on the reinvestment of principal and interest for one full year. Dividends are compounded and paid monthly. A penalty will be imposed for early withdrawal on certificates, including IRA certificates. Minimum to open and obtain APY for these Share Certificates is $500. The minimum to open a Youth Share Certificate $100. Fees may reduce earnings. Share certificates automatically renew at the time of maturity. CRFCU will provide 30 days notice prior to the maturity date. If you do not contact CRFCU on or before the maturity date, the account will renew for the term stated, at the rate current at the time of renewal. For certificates with maturities of greater than 90 days, you will have a 7-day grace period after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please refer to your Terms and Disclosures for more detailed savings information. Annual Percentage Yields shown are effective as of 07/20/2020,